As just about every aspect of modern life moves into the online world, so too does financial management. No matter how organized a person is, keeping up with personal and business finances is always a daunting task. Thankfully, there are many brilliant online tools available today that can help with keeping one’s finances in check. Whether you want to keep budgets for your household spending, balance your checkbook with error or figure out the best way to pay off your mortgage debts, there are online tools that can help you with these processes.
Here are 15 fantastic online tools that can help you sort out just about every aspect of your personal finances.
1) The Birdy
The Birdy is a tool that will help you manage your spending on a day to day basis. It is a great tool for people who always say that they don’t know where all their money is being spent. This app enables you to keep track of what you spend every day. It’s a brilliant tool for improving your spending habits on a from day to day by seeing and understanding what you are spending most of your money on.
2) Budget Pulse
Budget Pulse is a simple-to-use tool that helps balance your accounts and keep up with your many transactions being made throughout the month. One of the best features of Budget Pulse is that if sends you reminders so that you never miss a payment. Just pencil in your payment deadlines on your calendar ahead of time and never forget to pay a bill again with Budget Pulse.
3) XPenser
If you run a small business of your own, or you need to report on your business expenses to a higher-up, XPenser is a great tool. You can keep track of all types of expenses – hours worked, miles driven, IOUs given out, and just about anything else that could be considered a business expense. The tool also allows you to store receipts securely online and export to send or print out reports at any time.
4) MoneyDesktop
MoneyDesktop is specifically designed for people who need help keeping up with their personal finances. The tool includes a plethora of features aimed specifically at improving financial management. The tool allows you to create budgets so that you can not only see how you want to spend your money, but what you end up spending your money on as well. Become a better money manager with the help of this tool.
5) Buxfer
Buxfer is a tool that is specialized in group management, which makes it a great tool for families, roommates, business partners, people going on vacation together – basically anyone who shares a budget in some way. And once you sign up to start tracking your own budget on Buxfer, you will get discounts for every friend that you convince to join with you.
6) Mint
Probably the most popular online finance tool right now, Mint has been perfecting its services for many years now. It presents users with the ability to keep very thorough records of all their spending, from groceries to car payments and everything in between. Mint also presents this information in easy-to-follow metrics that allows users to see how they are spending their money and what they can do to save some.
7) Xero
Xero is one of the better accounting online tools and it’s great for people running small businesses who don’t have the budget to hire an accountant of their own. Xero is very intuitive and will be easy to use even for people who have no prior experience with keeping books for a company.
8) Lending Tree
If you have a lot of debts and loans to pay off, Lending Tree is an excellent tool that can aid you in this process. You can keep track of personal loans like mortgages, student loans and debt consolidation, but it’s also good for commercial loans for people running businesses of their own. Of course, if you have both types of loans, Lending Tree is great because you can keep track of all your loans, personal and business, with the help of just one tool.
9) Credit Karma
If you are looking for a site that will enable you to get a free credit score and then keep tabs on your credit score as you try to improve it over time, Credit Karma is a good place to start. It offers credit score comparisons and tools, personalized saving summaries, and tips on refinancing and getting your credit score up to snuff has quickly and painlessly as possible.
10) Money Strands
Money Strands is an all-encompassing personal finance tool that allows you to manage your money easily, plan your budgets, give yourself alerts in order to avoid missing payments and keep all of your financial information secure. It allows you to have access to always have access to your financial data and is especially good for people who travel a lot and need an on-the-go tool and versatile money management tool.
11) Clear Checkbook
Everyone hates balancing checkbooks, especially manually by writing in your checkbook every time you use a check to pay for something. Clear Checkbook allows you to balance your checkbook online and have constant web access to your finances. It also allows you to view your spending habits via easy-to-comprehend pie charts and line graphs.
12) Geezeo
Geezeo is great for setting financial goals and then working towards meeting them. It’s a great tool for establishing strategies for saving and making money, and best of all, you can use the site’s community to discuss various methods and plans that can give you tips that will help you meet the financial goals you have set your yourself.
13) Social Pics
Social Picks provides a vibrant community for people who want advice on stocks and trading tips. Not only will you be able to interact with other members of the site, but Social Picks also offers advice from professional analysts and from some of the best gurus and biggest names in the stock game.
14) Seeking Alpha
Seeking Alpha is another fantastic community site that allows you to engage with other users in financial discussion that can help shape your financial future and manage your money. The site is also one of the best if you are looking for stock market opinions coming from industry experts.
15) Yahoo Finance Financially Fit
Yahoo Finance’s Financially Fit might just look like a great financial news site at first glance, but it’s a lot more than that. Yahoo members can manage their financial portfolios through the site and always have access to it online. Overall, it’s a fantastic site for getting credible tips on how to manage your money, what financial pitfalls to avoid and where to invest in order to make money.